Best Banana Chocolate Chip Cake Recipe for Every Occasion

I still remember the first time I baked a banana chocolate chip cake for my family—it filled the kitchen with a sweet, comforting aroma that made everyone gather around. On Eminent Recipes, I share simple, family-friendly dishes that anyone can enjoy. This moist banana chocolate chip cake is quick to make, fully customizable, and perfect for busy weeknights or special occasions. You’ll love how easy it is to bake this classic treat.

Why You’ll Love This Recipe

This banana chocolate chip cake is a true crowd-pleaser, combining the rich sweetness of ripe bananas with melty chocolate chips for a moist banana chocolate chip cake that’s irresistible. Whether you prefer an old-fashioned banana chocolate chip cake with a dense, classic texture or a lighter, easy banana chocolate chip cake, this recipe delivers every time. You can make a banana chocolate chip cake with oil for extra moisture, an eggless version for dietary needs, or even top it with frosting for indulgence. Its versatility makes it the best banana chocolate chip cake for breakfast, dessert, or a quick snack. If you’re looking for a simple banana chocolate chip cake recipe or a healthy banana chocolate chip cake, this recipe adapts beautifully. You’ll love how easy it is to create an easy moist banana chocolate chip cake that tastes bakery-fresh every time. Perfect for family gatherings, special occasions, or cozy weeknights, this banana chocolate cake will quickly become a favorite in your recipe collection.

Ingredients for This Recipe

To make the perfect banana chocolate chip cake, each ingredient plays a key role in achieving a moist banana chocolate chip cake with rich flavor and soft texture. All-purpose flour provides structure, while ripe bananas add natural sweetness and moisture. Butter and oil create tenderness and a melt-in-your-mouth crumb, and brown sugar enhances the cake’s caramel notes. Eggs or flax eggs bind the batter, making it ideal for an eggless version. Vanilla adds aroma, yogurt or milk keeps it soft, and chocolate chips bring bursts of gooey chocolate. For those who love indulgence, a cream cheese frosting adds creaminess, while powdered sugar and butter balance sweetness. These ingredients come together to make a simple banana chocolate chip cake recipe that is easy, versatile, and perfect for any occasion, from quick weeknight treats to special celebrations. You can also adapt it to a healthy banana chocolate chip cake without compromising flavor, making it a favorite for all ages.

🛒 Ingredients (for one 9-inch round cake):

For the Cake:
2 cups all-purpose flour
1 tsp baking soda
½ tsp salt
½ cup unsalted butter, softened
½ cup vegetable oil (or substitute with all butter)
¾ cup brown sugar
¼ cup granulated sugar
2 large eggs (or flax eggs for eggless version)
1 tsp vanilla extract
3 ripe bananas, mashed (about 1 ½ cups)
½ cup plain yogurt or milk
1 cup chocolate chips

For Optional Frosting:
8 oz cream cheese, softened
½ cup unsalted butter, softened
2 cups powdered sugar
1 tsp vanilla extract
1–2 tbsp milk to adjust consistency

How to Make This Recipe

Making a delicious banana chocolate chip cake starts with combining the right ingredients to create a moist banana chocolate chip cake that melts in your mouth. Properly mixing butter, oil, and sugars ensures a soft texture, while ripe bananas and yogurt contribute natural sweetness and extra moisture. Folding in chocolate chips carefully gives pockets of chocolate in every bite. Whether you want an old-fashioned banana chocolate chip cake or a quick, easy banana chocolate chip cake recipe, following these steps guarantees the best banana chocolate chip cake every time. You can also make a banana chocolate chip cake with frosting or an eggless version, adapting the recipe for family-friendly, healthy, or indulgent variations. This easy moist banana chocolate chip cake works for breakfast, dessert, or a special occasion treat, making it a versatile favorite.

🛒 Steps:

Preheat oven to 350°F (175°C) and grease a 9-inch round pan.
Whisk together 2 cups all-purpose flour, 1 tsp baking soda, and ½ tsp salt.
Cream ½ cup butter, ½ cup vegetable oil, ¾ cup brown sugar, and ¼ cup granulated sugar until fluffy.
Beat in 2 eggs (or flax eggs for eggless) and 1 tsp vanilla extract.
Mix in 3 mashed ripe bananas and ½ cup yogurt or milk.
Gradually fold in dry ingredients until just combined.
Stir in 1 cup chocolate chips evenly.
Pour batter into pan and bake 50–60 minutes until a toothpick comes out clean.
Cool completely on a wire rack before serving or frosting.

Expert Cooking Tips

To make the ultimate banana chocolate chip cake, small adjustments to ingredients and technique can elevate it from good to the best banana chocolate chip cake. Using very ripe bananas ensures a naturally sweet, moist banana chocolate chip cake. Incorporating oil along with butter keeps the cake soft and tender, while folding in chocolate chips carefully prevents them from sinking. For an old-fashioned banana chocolate chip cake, avoid overmixing to maintain a slightly denser texture. Eggless or healthier versions work perfectly with simple swaps, making this easy moist banana chocolate chip cake adaptable for any occasion. Topping your banana chocolate chip cake with frosting adds richness, while using yogurt or milk keeps it light and soft.

💡 Expert Tips:

Use very ripe bananas for maximum moisture in your banana chocolate chip cake
Combine butter and oil for a tender, soft crumb
Fold in chocolate chips gently to prevent sinking
Do not overmix batter for old-fashioned banana chocolate chip cake texture
Use flax eggs or yogurt for eggless banana chocolate chip cake versions
Add cream cheese frosting for a decadent banana chocolate chip cake with frosting
Substitute whole wheat flour or reduce sugar for a healthy banana chocolate chip cake
Cool cake completely before slicing or frosting

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This banana chocolate chip cake is a versatile, family-friendly dessert that combines the natural sweetness of ripe bananas with rich, melty chocolate chips. Whether you’re baking an old-fashioned banana chocolate chip cake, an easy moist banana chocolate chip cake, or a banana chocolate chip cake with frosting, this recipe delivers consistently delicious results. With options for eggless or healthier variations, it’s perfect for busy weeknights, special occasions, or a cozy treat. Try this recipe and enjoy the best banana chocolate chip cake every time.

Banana Chocolate Chip Cake

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• Author: Savannah
• Total Time: 40–45 minutes
• Yield: 10–12 servings 1x
• Diet: Vegetarian

Print Recipe

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Description

A soft, moist banana chocolate chip cake packed with ripe bananas and chocolate chips. Perfect for breakfast, snack, or dessert, this easy-to-make cake can be enjoyed plain, frosted, or topped with a drizzle of chocolate.

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Ingredients

Scale 1x2x3x

🛒 Ingredients (for one 9-inch round cake):

For the Cake:

• 2 cups all-purpose flour

• 1 tsp baking soda

• ½ tsp salt

• ½ cup unsalted butter, softened

• ½ cup vegetable oil (or substitute with all butter)

• ¾ cup brown sugar

• ¼ cup granulated sugar

• 2 large eggs (or flax eggs for eggless version)

• 1 tsp vanilla extract

• 3 ripe bananas, mashed (about 1 ½ cups)

• ½ cup plain yogurt or milk

• 1 cup chocolate chips

For Optional Frosting:

• 8 oz cream cheese, softened

• ½ cup unsalted butter, softened

• 2 cups powdered sugar

• 1 tsp vanilla extract

• 1–2 tbsp milk to adjust consistency

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Instructions

📝 Instructions:

Step 1: Preheat and Prepare Pan
Preheat oven to 350°F (175°C). Grease and flour a 9-inch round cake pan or line with parchment paper.

Step 2: Mix Dry Ingredients
In a medium bowl, whisk together flour, baking soda, and salt. Set aside.

Step 3: Mix Wet Ingredients
In a large bowl, cream butter, oil, brown sugar, and granulated sugar until fluffy. Beat in eggs one at a time, then add vanilla. Stir in mashed bananas and yogurt/milk.

Step 4: Combine and Fold
Gradually fold dry ingredients into wet mixture until just combined. Gently fold in chocolate chips.

Step 5: Bake
Pour batter into prepared pan and smooth the top. Bake 50–60 minutes, or until a toothpick inserted in the center comes out clean. Cool completely on a wire rack.

Step 6: Frost (Optional)
For frosting, beat cream cheese and butter until smooth. Add powdered sugar and vanilla; mix until creamy. Adjust consistency with milk. Spread over cooled cake.

Notes

• Moist Cake Tip: Use very ripe bananas; they add natural sweetness and moisture.
• Eggless Version: Replace each egg with 1 tbsp flaxseed meal + 3 tbsp water.
• Chocolate Chips: Reserve a few to sprinkle on top for decoration.
• Make Ahead: Bake a day ahead and frost before serving.

• Prep Time: 10 minutes
• Cook Time: 30–35 minutes
• Category: Dessert / Cake
• Method: Baked
• Cuisine: American